This Internet site (the “Site”) is offered by Banque Invik, société anonyme.
Mailing address: 2-4, Avenue Marie-Thérèse, L-2132 Luxembourg, PO Box 285, L-2012 Luxembourg.
Banque Invik puts at the disposal of the visitor of the Site certain information and documents subject to the conditions described in this legal notice (the “User Conditions”), in order to facilitate access to general information about its activities. The Banque Invik Web Site aims to disclose correct and updated information, but it cannot guarantee the absence of errors or timely publication of updated information.
By consulting the Site, the visitor accepts without exception or exclusion the User Conditions. Banque Invik reserves the right to change the User Conditions anytime and the use of the Site will be submitted to the most recent User Conditions, available on the Site at the time of use.
Visitors access the Site through the Internet. They declare to be aware of the risks linked to the use of Internet and to accept them. Banque Invik cannot be held liable for any direct, indirect, specific or consequential damages incurred by the visitor before, during or after browsing the Site.
Banque Invik reserves the right to stop the service and the provision of information at any time, either totally or partially.
Banque Invik strives to limit to the highest extent possible any inconveniences caused by errors. Banque Invik declines however any responsibility for problems which may arise directly or indirectly from the use of the Site.
These pages should not be regarded as an offer or solicitation in any jurisdiction or to any person to whom it is unlawful to make such a solicitation. The information displayed on this Site is not to be considered as creating a client relationship with Banque Invik and cannot be used for any other purposes than for general information. This information shall not be taken as an official source of information or as a substitute for professional advice, so that it is strongly recommended to the visitor to verify the content on his own. Before undertaking any action or refraining from acting based on any information displayed via this Site, it is strongly recommended to seek professional advice.
The Site, jointly with all its contents, including its layout, is governed by the intellectual property law, particularly the law on copyrights and trademarks.
Banque Invik does not provide any license, authorization, user right, acceptance or any other right or title linked to the intellectual property it owns in the Site or its contents.
Except where stated to the contrary, the visitor is allowed to read, download and print documents and information under the following conditions :
The documents can be used for private purposes only, for informational purposes only and in a private context.
The documents and information must not be altered in whatever way, and
The documents must not be reproduced in any form.
The rights implicitly or explicitly granted to the visitor are an authorization of use and, in no case, shall constitute a transfer of rights, property or another transfer or creation of rights, titles or tolerances, in relation to the Site.
Banque Invik does not systematically check the content of its linked sites. Banque Invik is not responsible for the content presented on other Internet sites, neither for their lawfulness nor for the accuracy of the information contained therein.
The identifying data that you may submit to the Site ("The Data") will be treated in accordance with the law of August 2nd, 2002 on private data protection.
Your IP address is automatically registered with the system. This does not identify you personally and you remain anonymous unless you have voluntarily provided identifying data.
It may occur that you provide certain Data such as your name, your mailing address, your e-mail address, and other data such as your country, area as well as other information requested via a specific form.
The Data provided will be kept strictly confidential and will not be communicated to third parties, except where required by law. It is only collected to allow you the use of various tools with informative purpose and for the establishment of statistics or trends. The Data will not be used for any other purposes than the indicated and will not be kept within our systems beyond the necessary timeframe to achieve this goal. Submitting Data is optional but some tools of the Site can only work if the Data is provided.
Further to the law on private data protection, you are allowed to access, modify or to oppose yourself to any processing or your Data. To use that right, you may contact Banque Invik by mail at the following address :
7, Avenue JP Pescatore, compliance department, L-2012 Luxembourg, PO Box 285, L-2012 Luxembourg
Banque Invik will take all possible measures in order to secure the Data. However, not all the risks related to the use of the Internet can be eliminated. Thus, at the time of submitting the Data, you must be aware that other users of the Internet could possibly manage to visualize the Data. Due to the nature of the Internet, communications may be subject to interruption as well as delayed or corrupted transmission of data. Banque Invik will not be liable for malfunctions in means of communication that may affect the accuracy or timeliness of data transmitted.
Any dispute in connection with the use of the Site is governed by the laws of Luxembourg and the Courts of Luxembourg shall have exclusive jurisdiction.
PO Box 285, L-2012 Luxembourg.

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